Stock market rally, now is time to evaluate risk
Federal reserve Chairman Janet Yellen expects to see job growth and economic improvement in the near future but it has not showed up yet generating yet another delay in a raising rates to July or perhaps September. 
The stock market responding like an addict to the pure nectar or easy money continued its early summer rally. The double digit declines of the start of the year seem faded in our memory as the S&P 500 has posted YTD returns near 3.5%. The Front page of Barron’s last week displayed the headline “The Stock Market Wont Crash – YET. http://www.barrons.com/articles/5-reasons-the-stock-market-wont-crashyet-1464408349 Followed by an article the outlined that although investors are worried about future declines there are five reasons that we won’t be headed to a bear market of over -20%.
- Economy not showing signs of recession
- Dividend payouts healthy
- No bubble in housing & New home prices rising
- No oil price spike
- Yield curve in normal range
The question for investors is not what the market columnist write, but how do you feel about your portfolio and future risk. Most investors would be shocked to know how much risk is in their portfolio relative to their risk tolerance. M3 Wealth Advisors partners with RiskAlyze to deploy a tool that helps us get the mathematical read on your ability to emotionally handle the ups and downs of the stock market. This cutting edge technology pinpoints your acceptable levels of risk and reward with unparalleled accuracy. We ensure that your portfolio aligns with YOUR investment goals and expectations. Together we can take the guesswork out of your financial future and we invite you to take a few mins to update your risk questionnaire. https://m3familyoffice.com/free-portfolio-risk-analysis/ The other benefit of RiskAlyze is that their analytics can provide a projection of the volatility range of your current portfolio over the next six months. It turns out 4 out of 5 people have more risk in their portfolios than they previously realized. Riskalyze technology empowers us to make sure the Risk Number of your portfolio matches your personal Risk Number.